<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xhtml="http://www.w3.org/1999/xhtml">

  <!-- Page d'accueil — priorité maximale -->
  <url>
    <loc>https://ispayout.com/</loc>
    <lastmod>2026-05-08</lastmod>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
    <xhtml:link rel="alternate" hreflang="fr" href="https://ispayout.com/"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://ispayout.com/en/"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://ispayout.com/"/>
  </url>

  <!-- Cartes virtuelles -->
  <url>
    <loc>https://ispayout.com/?page=custom&amp;file=td-card-choice.php</loc>
    <lastmod>2026-05-08</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.95</priority>
  </url>

  <!-- Transfert d'argent / Paiement -->
  <url>
    <loc>https://ispayout.com/?page=custom&amp;file=td-pay-link.php</loc>
    <lastmod>2026-05-08</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Comment ça marche -->
  <url>
    <loc>https://ispayout.com/?page=custom&amp;file=td-how-it-works.php</loc>
    <lastmod>2026-05-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>

  <!-- À propos -->
  <url>
    <loc>https://ispayout.com/?page=custom&amp;file=td-apropos.php</loc>
    <lastmod>2026-05-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Contact -->
  <url>
    <loc>https://ispayout.com/contact.php</loc>
    <lastmod>2026-05-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <!-- Conditions générales -->
  <url>
    <loc>https://ispayout.com/?page=custom&amp;file=td-page-conditions.php</loc>
    <lastmod>2026-05-08</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
  </url>

  <!-- Inscription -->
  <url>
    <loc>https://ispayout.com/user-register.php</loc>
    <lastmod>2026-05-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

</urlset>
